A Guide to Calculating the Replacement Value of your Home Contents

The cost of replacing your home's contents could be more than you think. Use our calculator to estimate the amount of cover you need.

At GIO, we replace your contents items new for old, so to calculate their current value we suggest that you assess your items as if you were buying them today, including GST. Please remember that the amounts we have provided are indicative costs only and for special items it may be advisable to seek the services of a qualified valuer.

* = mandatory fields

Details of property to be valued

Your current insurance policy


Important information about how this guide works

The programme for calculating the estimated contents replacement costs is provided by Sum Insured Pty Ltd trading as Home Contents (ABN 75 099 322 308). The contents calculator programme uses typical contents replacements costs identified by Sum Insured Pty Ltd from its industry research. Sum Insured authorises use of the contents calculator on the basis that whilst every care is taken to ensure the accuracy of the information as a guide for costing, no responsibility is accepted by Sum Insured for its accuracy. GIO takes no responsibility for the accuracy of any information in, or results derived from, Sum Insured's contents calculator. This guide provides estimates only, based on data about industry averages. The value of your contents may vary depending on your circumstances. This guide does not provide a definitive valuation of any home contents.

For a professional valuation you will need to contact a valuation expert.

Home and Contents insurance is issued by AAI Limited ABN 48 005 297 807 AFSL 230859 trading as GIO. Please read the relevant Product Disclosure Statement before you make any decisions regarding the product. Contact us for a copy.

This guide is only a valuation tool. Nothing in this guide should be taken as advice or a recommendation to acquire any product.

The information and material contained in this guide is provided solely for bona fide personal or commercial customers only. By accessing, viewing or otherwise using this guide, you agree to abide by these terms and conditions of use.

You agree not to use, reproduce, adapt, compile, distribute or transmit in any form by any process any information, data, link or material contained in this guide for commercial purposes including, but not limited to: market research, pricing estimates or ‘shadow shopping’; without the written consent of GIO and the Suncorp Group.