The cost of replacing your home's contents could be more than you think. Use our calculator to estimate the amount of cover you need.

At AMP, we replace your contents items new for old, so to calculate their current value we suggest that you assess your items as if you were buying them today, including GST. Please remember that the amounts we have provided are indicative costs only and for special items it may be advisable to seek the services of a qualified valuer.

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Important information about how this guide works

The program for calculating the estimated replacement costs of your home contents is provided by Sum Insured Pty Ltd (ABN 55 947 630 521) trading as Home Contents. The home contents calculator uses typical contents replacement costs identified by Sum Insured from its industry research. Sum Insured authorises use of the home contents calculator on the basis that whilst every care is taken to ensure the accuracy of the information as a guide for costing, no responsibility is accepted by Sum Insured for its accuracy. Sum Insured's research indicates that in 80% of cases the contents estimate delivers an accuracy of +/- 15%. AMP takes no responsibility for the accuracy of any information in, or results derived from, Sum Insured's home contents calculator.

This guide provides estimates only, based on data about industry averages. The value of your home contents will vary depending on your circumstances. This guide does not provide a definitive replacement cost of any home contents. For a professional replacement cost estimate you will need to contact a Valuer or other suitably qualified professional. All contents replacement costs include an allowance for GST.

This guide is only a valuation tool and is not intended to be relied on for the purpose of making a decision in relation to an insurance product. You should consider obtaining advice from your insurance adviser before making a decision about home contents insurance.

The information and material contained in this guide is provided solely for bona fide personal or commercial customers only. By accessing, viewing or otherwise using this guide, you agree to abide by these terms and conditions of use.

You agree not to use, reproduce, adapt, compile, distribute or transmit in any form by any process any information, data, link or material contained in this guide for commercial purposes including, but not limited to: market research, pricing estimates or ‘shadow shopping’; without the written consent of AMP.

You might like to look at some of our tips to ensure that you are taking advantage of the discounts that may be available to you, or to ensure that you have the right cover. You should also consider whether you need a professional valuation by contacting an architect, builder or other valuation experts.

If you wish to make changes to your existing AMP policies or seek advice or quote in relation to the AMP policies available, please contact your AMP Adviser. If you do not have an AMP Adviser click here.