The cost of replacing your home contents could be more than you think. Use our calculator to estimate the amount of cover you need.
At AMP, we replace your contents items new for old, so to calculate their current value we suggest that you assess your items as if you were buying them today, including GST. By answering a few quick questions, this guide is designed to help you calculate the replacement cost of your home contents. Please remember that the amounts we have provided are indicative costs only and for special items, we recommend that you obtain a professional replacement cost estimate report by contacting a Valuer or other suitably qualified professional.
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Important information about how this guide works
The program for calculating the estimated replacement costs of your home building
is provided by Reed Business Information Pty Ltd (ABN 80 132 719 861) trading
as Cordell Information "Cordell".
The building calculator uses typical building replacement costs identified
by Cordell from its industry research. Cordell authorises use of the building calculator
on the basis that whilst every care is taken to ensure the accuracy
of the information as a guide for costing, no responsibility is accepted by Cordell
for its accuracy. Cordell's research indicates that in 80% of cases
the building estimate delivers an accuracy of +/- 10%. AMP takes no responsibility
for the accuracy of any information in, or results derived from, Cordell's building calculator.
Estimates for contents replacement costs are provided by AMP and are derived from statistics
about AMP, Suncorp and GIO customers. All estimates for contents replacement costs are averages,
calculated as a proportion of the Home Building estimated replacement costs;
they do not take into account the value of any particular items.
This guide provides estimates only, based on data about industry averages. The value
of your home building and contents will vary depending on your circumstances. This guide does
not provide a definitive replacement cost of any home building or contents. For a professional
replacement cost estimate you will need to contact a Valuer or other suitably qualified
professional. All building and contents replacement costs include an allowance for GST.
This guide is only a valuation tool and is not intended to be relied on for the
purpose of making a decision in relation to an insurance product. You should consider
obtaining advice from your insurance adviser before making a decision about home building or
contents insurance.
The information and material contained in this guide is provided solely for bona
fide personal or commercial customers only. By accessing, viewing or otherwise using
this guide, you agree to abide by these terms and conditions of use.
You agree not to use, reproduce, adapt, compile, distribute or transmit in any form
by any process any information, data, link or material contained in this guide for
commercial purposes including, but not limited to: market research, pricing estimates
or ‘shadow shopping’ without the written consent of AMP.
You might like to look at some of our tips to ensure that you
are taking advantage of the discounts that may be available to you, or to ensure
that you have the right cover. You should also consider whether you need a professional
valuation by contacting an architect, builder or other valuation experts.
If you wish to make changes to your existing AMP policies or seek advice or quote
in relation to the AMP policies available, please contact your AMP Adviser. If you
do not have an AMP Adviser click here.
