The cost of replacing your home and contents could be more than you think. Use our calculator to estimate the amount of cover you need.

At Resilium, we replace your contents items new for old, so to calculate their current value we suggest that you assess your items as if you were buying them today, including GST. By answering a few quick questions, this guide is designed to help you calculate the replacement cost of your home and contents. Please remember that the amounts we have provided are indicative costs only and for special items, we recommend that you obtain a professional replacement cost estimate report by contacting a Valuer or other suitably qualified professional.

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Details of property to be valued

 
The costs in this calculator relate to houses rather than units. You might find it more useful to use our Contents calculator to calculate how much you should be insuring the contents in your unit.
 
 
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Standard design. Laminated kitchen bench & cupboard doors. Basic appliances & tapware. Framed shower screens. Basic aluminium windows. Flush faced doors. Steel door handles. Simple architraves & skirting. Plain ceilings & cornices. Average ceramic tiling. Minimal electrical facilities.
Architectural design. Granite or laminated timber kitchen bench tops. Vinyl or polyurethane kitchen cupboard doors. European appliances & tapware. Semi framed or frameless shower screens. Timber or improved aluminium windows. Feature doors. European door handles. Larger architraves & skirtings. Decorative ceilings & cornices. Porcelain tiling (floor to ceiling). Average electrical facilities.
Complex architectural design. Granite kitchen bench tops. Polyurethane or solid timber kitchen cupboard doors. European appliances & tapware. Frameless shower screens. Timber or improved aluminium windows. Custom doors. European door handles. Larger architraves & skirtings. Decorative ceilings & cornices. Stone tiling (floor to ceiling). Extensive electrical facilities.
 
 
 
 
If you are renting, you might find it more useful to use our Contents calculator to calculate how much you should be insuring the contents in your house or unit.
 
eg. Besser brick
eg. natural timber
eg. Hardiplank, alloy or vinyl clad etc
 
 

Your current insurance policy

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Important information about how this guide works

The program for calculating the estimated replacement costs of your home building is provided by Cordell Information Pty Ltd (ABN 95 159 137 274) "Cordell". The building calculator uses typical building replacement costs identified by Cordell from its industry research. Cordell authorises use of the building calculator on the basis that whilst every care is taken to ensure the accuracy of the information as a guide for costing, no responsibility is accepted by Cordell for its accuracy. Resilium takes no responsibility for the accuracy of any information in, or results derived from, Cordell's building calculator.

Estimates for contents replacement costs are provided by Resilium and are derived from statistics about Resilium, Suncorp and GIO customers. All estimates for contents replacement costs are averages, calculated as a proportion of the Home Building estimated replacement costs; they do not take into account the value of any particular items.

This guide provides estimates only, based on data about industry averages. The value of your home building and contents will vary depending on your circumstances. This guide does not provide a definitive replacement cost of any home building or contents. For a professional replacement cost estimate you will need to contact a Valuer or other suitably qualified professional. All building and contents replacement costs include an allowance for GST.

This guide is only a valuation tool and is not intended to be relied on for the purpose of making a decision in relation to an insurance product. You should consider obtaining advice from your insurance adviser before making a decision about home building or contents insurance.

The information and material contained in this guide is provided solely for bona fide personal or commercial customers only. By accessing, viewing or otherwise using this guide, you agree to abide by these terms and conditions of use.

You agree not to use, reproduce, adapt, compile, distribute or transmit in any form by any process any information, data, link or material contained in this guide for commercial purposes including, but not limited to: market research, pricing estimates or ‘shadow shopping’ without the written consent of Resilium.

You might like to look at some of our tips to ensure that you are taking advantage of the discounts that may be available to you, or to ensure that you have the right cover. You should also consider whether you need a professional valuation by contacting an architect, builder or other valuation experts.

If you wish to make changes to your existing Resilium policies or seek advice or quote in relation to the Resilium policies available, please contact your Resilium Adviser. If you do not have an Resilium Adviser click here.

Resilium Home and Contents insurance is issued by AAI Limited ABN 48 005 297 807 trading as GIO. Please read the relevant Product Disclosure Statement before you make any decisions regarding the product. Contact us for a copy.